Terms and Conditions

1. Acceptance of Terms

By using the Service, you confirm that you are at least 18 years of age, or the age of majority in your jurisdiction, and that you have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Description of the Service

Zennlode Assets provides quantitative, AI-supported portfolio analysis tools and related informational content intended to assist individuals in evaluating long-term investment approaches. The Service is offered for informational and educational purposes only and does not constitute personalized financial, investment, tax, or legal advice. Nothing presented through the Service should be interpreted as a recommendation to buy, sell, or hold any particular security or asset.

3. No Investment Advice

Zennlode Assets is not a registered investment advisor, broker-dealer, or financial institution, and the Service does not provide individualized investment recommendations. Any models, allocations, backtested figures, or analytical outputs are illustrative in nature and based on historical data, assumptions, or simulated scenarios. Past performance, whether actual or simulated, is not indicative of future results. You are solely responsible for evaluating the merits and risks associated with any financial decision, and you should consult a licensed financial professional before acting on any information obtained through the Service.

4. Eligibility and Account Responsibility

If the Service requires you to submit information through a form or to create access credentials, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any access details associated with your use of the Service and for all activity that occurs under your submission. You agree to notify us promptly of any unauthorized use you become aware of.

5. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law.
• Attempt to gain unauthorized access to any systems, data, or networks connected to the Service.
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission.
• Interfere with or disrupt the integrity or performance of the Service, including through the use of automated scraping tools.
• Submit false, misleading, or fraudulent information through any form or communication channel.

6. Intellectual Property

All content on the Service, including text, graphics, logos, methodology descriptions, data visualizations, and software, is the property of Zennlode Assets or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted in these Terms, you may not copy, modify, distribute, or create derivative works from any part of the Service without prior written consent.

7. Third-Party Links and Content

The Service may contain links to third-party websites or reference third-party data sources. Zennlode Assets does not control and is not responsible for the content, accuracy, or practices of any third-party resources. Inclusion of any such link or reference does not imply endorsement by Zennlode Assets.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Zennlode Assets does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any analytical output will be accurate, complete, or reliable for any particular purpose.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Zennlode Assets, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Service is to discontinue its use.

10. Indemnification

You agree to indemnify and hold harmless Zennlode Assets and its affiliates from any claims, damages, liabilities, costs, or expenses, including reasonable legal fees, arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Modifications to the Service and Terms

Zennlode Assets reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also revise these Terms periodically. Updated versions will be posted on this page with a revised effective date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Termination

Zennlode Assets may suspend or terminate your access to the Service at its discretion, without notice, for conduct that it believes violates these Terms or is otherwise harmful to other users, third parties, or the Service itself.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Zennlode Assets operates, without regard to conflict of law principles. This section is provided as a general placeholder; the specific governing jurisdiction should be confirmed and inserted by legal counsel prior to publication.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact

Questions regarding these Terms may be directed through the contact channels listed on our Contact page.